INSTITUTIONAL AND FINANCIAL STRUCTURE OF SUPPORT TO SMALL AND MEDIUM-SIZED ENTERPRISES IN ORDER TO INCREASE THEIR RESILIENCE

Dejan M. Radulović; Sofija Radulović

Authors

Dejan M. Radulović The faculty of Law for Commerce and Judiciary in Novi Sad, University Business Academy Novi Sad, (SERBIA)
Sofija Radulović The faculty of Economics and Engineering Management in Novi Sad, University Business Academy Novi Sad, (SERBIA)

Keywords:

small and medium enterprises, institutional and financial support, resilience

Abstract

The main goal of this paper is to provide an overview and analysis of the institutional and financial structure of support to small and medium enterprises and their resilience and overcoming the problems they face. The paper gives an overview of institutional support to small and medium enterprises in the world and Serbia, the structure of the financial system of Serbia to support small and medium enterprises, donor and credit lines of international financial institutions, ways of financing by public institutions, local support agencies in Serbia, financing instruments. Financial instruments and institutional support, tailored to the needs of small and medium enterprises, are the basis for improving the financing and development opportunities of small and medium enterprises. The authors analysed the support that small and medium enterprises have in the world and in Serbia for their development, the problems they face in obtaining that support, as well as the possibility of obtaining adequate institutional and financial support that will contribute to balanced development and survival of small and medium enterprises.

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