Journal of Entrepreneurship and Business Resilience

Digital Learning and Digital Transformation: An Innovation Creation Source

2026-02-02T22:05:09+01:00

Based on current practices, the objective of this study is to assess and analyze the status of digital learning in corporate sectors and its role in facilitating emerging processes of digital transformation. The research employs a qualitative methodology, emphasizing the collection and analysis of digital learning data from companies at the global level through available resources, with a specific case study on American companies. Primary findings indicate that traditional learning methods are largely outdated, and e-learning has become an essential necessity for all companies in a world where digital transformation has permeated every sector. The paper concludes with a series of recommendations and avenues for future research.

Competence-Based Strategies for Enhancing Organizational Resilience in Virtual Environments

2025-09-07T10:30:42+02:00

In the era of digitalization and globalization, virtual teams have become an essential organizational form for ensuring adaptability and resilience in dynamic markets. Competencies of team members—particularly in information and communication technologies (ICT)—represent a critical factor in strengthening organizational resilience and sustaining competitive advantage. This paper explores how competence development in virtual teams contributes to resilience by enabling organizations to quickly adapt to disruptions, maintain operational continuity, and innovate under uncertainty. Drawing on the resource-based view (RBV), the study emphasizes the integration of human capital, ICT knowledge, and experiential learning as foundations for resilient and high-performing virtual organizations in a rapidly changing environment.

The Impact of the Middle East Geopolitical Instability and the Oil Crisis on the Resilience and Development Potential of the Small and Medium-Sized Enterprises (SMEs) Sector in the Republic of Serbia

2026-05-12T23:27:18+02:00

The paper explores the processes through which the escalation of conflict in the Middle East and the resulting blockade of the Strait of Hormuz have affected the stability, operations, liquidity, and investment readiness of the small and medium-sized enterprise (SME) sector in Serbia, under conditions of energy uncertainty. The diesel prices rise has caused an average reduction in net profit margins in the transport and agro-processing sectors. The crisis shows reduced resilience of companies dependent on fossil fuels, unlike those that have initiated the green transition. Research indicates a strong negative correlation between the rise in Brent crude oil prices and the industrial production of the SME sector. It has been identified that companies that have implemented energy efficiency measures and digitalized logistics demonstrate a higher level of resilience to crises. The results suggest that the crisis acts as a compulsion, accelerating the green transition, despite restrictive financing conditions. The paper concludes with strategic recommendations, emphasizing the necessity of establishing a National Fund for the Energy Resilience of SMEs and targeted subsidies for the implementation of renewable energy sources as a mechanism of defence against future geopolitical and geoeconomic crises. The authors propose redefining economic policy towards direct subsidies for the energy autonomy of SMEs, instead of the current measures of controlling derivatives prices, in order to preserve the long-term developmental potential of the economy.

Impact of Microfinance on Poverty and Vulnerability: A Review of the Existing Evidence in Bangladesh

2026-01-30T10:29:36+01:00

Bangladesh has been at the forefront of microfinance for more than four decades. This article reviews current evidence on the impact of microfinance on poverty and vulnerability in Bangladesh. Existing evidence on the impacts of microfinance on poverty reduction is mixed – few studies have reported significant positive impacts, while others have yielded contested findings. A few studies have suggested heterogeneous impacts, depending on households’ socio-economic and community backgrounds. The limited literature on vulnerability suggests that microfinance generally helps households cope with shocks, though evidence remains sparse. The review suggests that future research should examine aggregate economic outcomes and evaluate the impacts of extreme poverty programs. They should investigate the impacts of microfinance on covariate shocks such as climate events. They should also assess how social capital, debt cycles, and the seasonality of labour markets mediate household resilience.

Resilience in E-Banking: Challenges and Prospects at the Commercial Bank of Ethiopia, Wolaita Sodo Branch

2025-09-07T11:29:09+02:00

This study explores the challenges and prospects of electronic banking (e-banking) services in the Commercial Bank of Ethiopia (CBE), with a particular emphasis on the importance of resilience in sustaining and improving these services. Data was primarily collected from bank employees and customers, using a qualitative research approach based on literature review and the researcher’s professional experience with CBE’s e-banking system. The study identified customer and staff attitudes, operational challenges, growth prospects, and the overall performance of CBE’s e-banking platform. In addition, authors investigated importance of resilience for financial institutions. Namely, building resilience is critical for the sustainability of financial institutions in Ethiopia, particularly in the context of e-banking. Resilience ensures that banks can maintain service continuity, security, and customer trust despite disruptions such as cyber threats, infrastructure failures, or economic shocks. For CBE and other Ethiopian banks, strengthening digital resilience through robust cybersecurity, reliable IT systems, disaster recovery strategies, and adaptive service models is essential. This approach not only minimizes risks but also enhances customer confidence and positions banks for long-term competitiveness in a rapidly digitizing financial landscape, concluded authors.

Abundence and Diversity of Business Tourism Sites: Building Destination Attractiveness under the model "Bottom-up Destination Branding"

2026-05-04T10:10:02+02:00

The study aims to provide a conceptual and analytical framework for understanding the relationship between tourism promotion and tourism institutions in the province of Mostaganem. It reviews the province’s tourism assets and institutional structures, clearly demonstrating the diversity and strength of its local tourism capital. However, this wealth has not yet been translated into a fully integrated and profitable industry.

The findings highlight that Mostaganem possesses abundant but underutilized tourism resources, both in terms of quantity (148 sites) and quality (including beaches, monuments, museums, religious sites, and entertainment facilities). This makes tourism promotion an urgent strategic priority. Furthermore, the diversity of tourism assets enhances the resilience of the destination by reducing dependence on seasonal tourism and enabling adaptive and sustainable tourism development.The study also reveals a significant gap between the available resources and actual promotional performance. Due to a lack of coordination among local stakeholders and persistent institutional fragmentation, this wealth remains confined to reports and maps, surfacing in the minds of tourists only during the summer season.